Integrated by design. Aligned by economics.
Most employer plans are a pile of vendors, each optimizing its own margin. HealthBus was built as one platform — stop-loss, pharmacy, navigation, and reporting under one roof — with the economics pointed back at the employer.
Quoting employer groups from 10 to 1,000+ enrolled employees, nationwide
The HealthBus Difference
One accountable platform
Stop-loss, pharmacy, navigation, and reporting from one team — no vendor finger-pointing when the numbers move.
Aligned economics
Level-funded surplus and captive underwriting profit return to employers. We win when the plan performs.
Transparency as default
Your data, your rebate terms, your monthly reports. Nothing about your plan should be a secret from you.
Clinical, not clerical
Nurse-led navigation wired into pre-authorization — care coordination that changes claims, not just satisfaction scores.
Employer-owned upside
Captive members own a defined layer of their own risk — and the profits that come with running it well.
Secure by architecture
HIPAA-covered, HITRUST-certified infrastructure. Census, claims, and clinical data move only through encrypted transfer with access controls and audit logging. (Show the HITRUST Certified badge from the live site here.)
Legacy vendors are stuck in silos
and it shows.
~$1.25M
First-year client savings vs. the incumbent carrier (2024 case study)
196 → 326
Enrollment growth after deductibles and co-pays were cut in half
$0
Employee cost for navigated services