A differentiated answer for your hardest renewals.
When a client is stuck in the fully-insured cycle, HealthBus gives you something new to bring to the table: captive stop-loss, transparent PBM economics, and care navigation in a single quoted product — with the underwriting, data checklist, and service calendar behind it.
Built to work with brokers — your relationship, our platform.
How it works
Two gating questions and a standard data checklist get your client into underwriting without weeks of back-and-forth.
Quote-ready fast
Proposals that model scenarios
Every proposal shows best, expected, and maximum cost — the honesty your CFO buyers actually respond to.
Service that protects the relationship
A 365-day account-management calendar, monthly performance reporting, and nurse-led member support — so the plan you placed keeps looking good in month nine.
Same Spreadsheet, Every Year
Carrier-vs-carrier quoting is a race to the same disappointing number.
No Story for Self-Funding
Clients ask about self-funding; most brokers don’t have an integrated way in.
Placed and Forgotten
Plans that go quiet after enrollment put the BOR at risk.
~$1.25M
First-year client savings vs. the incumbent carrier (2024 case study)
196 → 326
Enrollment growth after deductibles and co-pays were cut in half
$0
Employee cost for navigated services
Renting your health plan stopped working.
HealthBus is ownership.
An integrated benefits platform: captive stop-loss, transparent pharmacy, and nurse-led care navigation in one quoted product — with the plan’s economics pointed back at the employer. HealthBus contains costs, shares best practices, and returns profits: a stable, transparent solution in today’s hardening stop-loss market.