Nurse-led coordination that pays for itself.
HealthBus plans come with nurses, not phone trees. Our care navigation team steers employees to high-quality, fairly-priced care settings, coordinates pre-authorizations directly with the TPA, and makes navigated services free for the employee — so the cheapest path for the plan is also the easiest path for the person.
$0 employee cost for navigated services: surgeries · imaging · telemedicine · physical therapy · durable medical equipment · maternity · injections · specialty Rx
High deductibles teach people to skip care until it becomes an emergency.
Benefits Employees Don't Use
The same MRI can vary in price several-fold across town — and employees have no way to know.
Nobody Steering
The claimants who need coordination most are the ones no one is calling.
No Plan for the 5%
Purpose-built to reduce risk
across healthcare.
Purpose-built to reduce risk across healthcare.
Free when navigated
Surgeries, imaging, telemedicine, physical therapy, DME, maternity care, injections, and specialty Rx at no out-of-pocket cost when booked through navigation.
Wired into the plan
Nurse-to-TPA pre-authorization feeds mean navigation isn’t a concierge bolt-on — it’s part of how claims get paid.
A care marketplace, not just a hotline
One-stop access to telemedicine, chronic-condition management, mental-health support, and curated wellness solutions — built into the plan.
Renting your health plan stopped working.
HealthBus is ownership.
An integrated benefits platform: captive stop-loss, transparent pharmacy, and nurse-led care navigation in one quoted product — with the plan’s economics pointed back at the employer. HealthBus contains costs, shares best practices, and returns profits: a stable, transparent solution in today’s hardening stop-loss market.
$50,000
Navigation savings in the first plan year for one ~330-employee client
196 → 326
Enrollment growth when better benefits made the plan worth joining
$0
Employee cost for navigated services