Pharmacy economics you can see — and audit.
Pharmacy is where employer plans quietly leak the most money. HealthBus builds pharmacy into the quote with pass-through pricing, rebate terms you can read in the contract, and formulary decisions made for the plan — not the middleman.
PBM savings modeled in-house on your group's own claims — before you commit
Spread pricing and hidden rebates mean the PBM wins whether or not you do.
Pharmacy Pricing You Can't Audit
Rebate dollars negotiated on your plan’s volume that never reach your plan.
Rebates You Never See
A few high-cost scripts drive most of the drug line — with no strategy behind them.
Specialty Spend on Autopilot
Purpose-built to reduce risk
across healthcare.
Purpose-built to reduce risk across healthcare.
Pass-through pricing
The plan pays what the pharmacy is paid. No spread between them.
Rebates in writing
Rebate terms live in the contract, not in a black box — and they flow to the plan.
Specialty Rx managed
Formulary carve-outs and specialty pharmacy strategies for the handful of scripts that drive the bulk of drug spend.
Renting your health plan stopped working.
HealthBus is ownership.
An integrated benefits platform: captive stop-loss, transparent pharmacy, and nurse-led care navigation in one quoted product — with the plan’s economics pointed back at the employer. HealthBus contains costs, shares best practices, and returns profits: a stable, transparent solution in today’s hardening stop-loss market.
~$1.25M
First-year client savings vs. the incumbent carrier (2024 case study)
196 → 326
Enrollment growth after deductibles and co-pays were cut in half
$0
Employee cost for navigated services