You'll never wonder how your plan is doing.

Self-funding only works when you can see the plan. HealthBus delivers monthly and quarterly performance reporting, large-claimant visibility, and an annual re-underwriting and plan-design review — so every renewal conversation starts from shared data, not a carrier’s number.

Monthly reporting standard on every HealthBus plan

You fund the plan, but the carrier controls the data that explains it.

Your Claims Data, Withheld

Renewal increases with no line-item story behind them.

A Number, Not an Explanation

Problems you learn about at renewal were visible in the data all year.

Surprises in Month Eleven

Purpose-built to reduce risk

across healthcare.

Purpose-built to reduce risk across healthcare.

Monthly & quarterly reporting

Secure monthly data feeds and advanced dashboards for cost drivers, utilization, and ROI — delivered on a schedule, not on request.

Large-claimant visibility

Claimants over $25K tracked with diagnosis and status, so the plan’s biggest risks are managed, not discovered.

Annual re-underwriting

Every year the plan is re-priced on its own experience, with a plan-design review to match.

Renting your health plan stopped working.

HealthBus is ownership.

An integrated benefits platform: captive stop-loss, transparent pharmacy, and nurse-led care navigation in one quoted product — with the plan’s economics pointed back at the employer. HealthBus contains costs, shares best practices, and returns profits: a stable, transparent solution in today’s hardening stop-loss market.

~$1.25M

First-year client savings vs. the incumbent carrier (2024 case study)

196 → 326

Enrollment growth after deductibles and co-pays were cut in half

$0

Employee cost for navigated services

"HealthBus is a HIPAA-covered organization. Census, claims, and clinical data move exclusively through secure, encrypted file transfer with access controls and audit logging — never over plain email."